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None of you idiots have a clue what you are talking about.
SWLS: Smash Whole Life SCUM!
These assholes are insurance salesmen. They make A LOT more money selling those awful whole/universal/cash policies. Never buy whole life insurance. It is a complete rip-off. Purchase term insurance for a much cheaper price.
Omfg….he lied on TV, WL and UL premiums go up at an astronamical rate yearly while Term stays leveled for the amount of time in which you have it in force, dude why?
BUY TERM AND INVEST THE DIFFERENCE, ONCE THE TERM IS OVER, YOU WONT NEED LIFE INSURANCE SINCE YOU ARE GOING TO HAVE ENOUGH SAVED UP IN THE INVESTMENT
a proud Gitani Primerican
Richard lied in this video Universal will go up and it will use the savings to pay for the extraordinary costs later in life and run the savings dry…. So just like the universal Richard leaves us with a big “0″.
Bad Call Richard if you don’t know how it works how can we trust your knowledge!!!